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In a saucepan on low heat, melt chocolate with butter and cream, let cool until room temperature.
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Place bananas, eggs, chocolate-butter mixture, vanilla and cocoa into a blender and blend until smooth.
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Pour contents of blender into a bowl and add the rice flour, baking powder and sugar.
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Beat with an electric mixer until smooth.
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Stir in chocolate chips.
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Scoop batter into lined muffin tins and bake at 400F for 12-15 minutes or until the tops of the muffins spring back when lightly touched. (This recipe made 18 muffins for me)
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Let cool completely and enjoy.